One day, you will finally be able to sit down, relax, and enjoy your life after decades of hard work. Imagine 20 to 30 years from now, your busy days will be replaced by a “new” life that is calm, comfortable, and full of activities that you love.
For that, you need to start thinking about your retirement goal from now on. Some of the factors that you might want to consider include location, infrastructure, natural conditions, and the living cost to have the same kind of lifestyle you are enjoying today. Local entertainment in your destination would also make you feel happy to stay there for a long time.
Here are top 10 destinations we have selected for you to enjoy your retirement; these places are all reasonable because they are located in Indonesia:
1. Special Region of Yogyakarta
This City of Students is not only suitable for those who want to focus on their studies. The serenity that Yogyakarta offers allows you to have a comfortable and peaceful retirement, while at the same time you can still learn new things and be connected to local communities.
Vien is one of few people who decided to have an “early retirement” and lived in Jogja for the past two years. She chose Jogja because of its friendly traffic, affordable living cost, and she does not need to go far to get her daily necessities.
If you want to know how affordable it is to live in Yogyakarta, Vien gives an example of breakfast which includes rice, scrambled tempe, shredded fish, crackers, and a glass of mineral water that she could get for Rp 3000. For accommodation, she currently lives in a two-bedroom house that she rented for Rp 5 million per year.
As someone who likes to live healthy, Vien says she can buy organic products at affordable price. “Medical costs in Jogja is also cheap,” she says, adding an example of her experience of having a dental surgery. The surgery, medicine and x-ray photo only cost her several hundred thousand rupiah. Not just general hospitals, this city also has several good specialized hospitals.
2. Padang, West Sumatra
Over the years, Padang has seen a large number of its population migrated to the capital. As an evidence, we can now find big houses in Padang similar to those found in Jakarta. However, you can still feel the tranquility, and thanks to its geographical location near the mountains, the air quality in this city is still fresh and clean.
If you want to retire but stay productive, Padang is one destination that you should consider.
“There are business opportunities like farming, agriculture or tourism,” says Divo, who wants to retire in his hometown someday. From some relatives who still live there, he found out that there are many lands available at affordable price in the suburbs.
Infrastructure-wise, Padang has a lot of improvements. The pavements are more decent that people can enjoy their morning jogging routine. Public facilities like hospital are not as advanced in Jakarta, but considered good enough.
3. Wonosobo Regency, Central Java
As a regency that is governed by Sultanate of Yogyakarta, Wonosobo is a quiet area covered with cool refreshing air. In Javanese language, Wonosobo is literally defined as “the gathering place in the forest”. It is not surprising, because this town is located in Dieng Plateau with beautiful scenery, surrounded by hills.
Wonosobo regency consists of 15 districts, with central administration located in Wonosobo district – an area inhabited by around 85,000 residents. If you are dreaming of a small beautiful town for your holiday, you can get it by traveling to Wonosobo. The charm of this town lies on its nature and highly affordable living cost. Unfortunately, this town does not have healthcare facility like those in big cities. However, since 2005, the local government has made incredible effort in building 27 community health centers ( puskesmas), and improving the transportation routes and irrigation system. At the moment, this town is also trying to move ahead by renovating a number of public facilities to make it disabled friendly.
Although Wonosobo is more populated than the other districts, the crime rate in this district is relatively low.
4. Manado, North Sulawesi
The nature and hot springs in Manado are two gems that attract tourists. As a result, this sister city of General Santos in the Philippines is in the process of becoming one of retirement destinations for Japanese citizens.
Manado is a big city with a relatively high population density of more than 500,000. Retail and property businesses are booming every year. Compared to other cities, Manado is considered as a big city with rich natural resources that is still comfortable for people who want to avoid stress.
For healthcare facilities, Manado has its own health program called Universal Coverage (UC), where people can have third-grade health services for free – starting from 15 community health centers to 7 hospitals that have signed a deal with the local government through PT Asuransi Kesehatan Indonesia. No wonder this city was awarded as the second most livable city after Yogyakarta based on the “Most Livable City Index” survey in 2009 and 2011.
5. Semarang, Central Java
Semarang is comfortable because it is medium-sized. Therefore, the traffic is not so jammed, but the access to various places is also available.
As the capital city of Central Java, Semarang is not a small town, therefore it has acceptable healthcare and infrastructure. Hospitals, puskesmas, and clinics here are quite reliable because the service and equipments are quite good. Although there are some that are not good enough, but you can find other options.
To make use of spare time, the infrastructure in Semarang would make it possible for you to be active, e.g. playing badminton or running around the residential area or the nearest sports stadium. Those who like sweet taste would appreciate the local food, e.g. Semarang spring rolls, tofu, or “pisang planet” (mash banana).
6. Malang, East Java
If your children are still at school by the time you retire, Malang has many good school options from kindergarten to university. You would even find a number of students from other cities came to study in Malang.
This town is relativity small but populated with nearly a million people. That is why, the city located around 100 kilometers from Surabaya has good infrastructure, as well as complete healthcare facilities.
As an entertainment, you can enjoy the sightseeing by riding a Malang City Tour bus, an open-top double-decker bus. Although there are not many of them, at least you can find something to do to ease the boredom throughout your retirement.
The city has a good layout, so you do not have to worry about the possibility of flooding, traffic jams or pollution. In general, the cost of living in Malang is much cheaper than Jakarta, Surabaya and Bali. For food, East Java is famous for its salty and spicy flavors.
7. Ubud, Bali
The popularity of Bali often leads to misunderstanding by tourists who consider it as a country. Similar things applies to Ubud, which often considered as a “town” because it is located far away from Denpasar and the coastal areas.
If you have visited Ubud, you surely understand why this area became the talk of the town, especially among expatriates, as a place to enjoy retirement years.
Ubud is the center of arts and cultures in Bali. Surrounded by lush paddy fields and away from the high-story buildings and bars, it has developed into a relaxing zone for anyone who is looking for peacefulness and implementing healthier lifestyle. It is really easy to find organic food and drinks in Ubud.
Besides the tranquility and bold natural feeling, Ubud will always be full of interesting cultural events, such as the annual Ubud Food Festival, Bali Spirit Festival, or Ubud Writers and Readers Festival. Although this area is quite small, most of its residences know one another because they would have been connected through cultural events they attended.
Imagine your days full of schedules for yoga classes, meditation, or painting and dancing lesson. With many expatriates living as temporary residents in this area, it is not impossible to find international communities, or get connected with affluent artists and entrepreneurs who are enjoying their sabbatical leave in the Island of Gods. Even though the infrastructure in this area is not entirely stable, you need not to worry about staying connected with your business or freelance network, because Ubud has some places that you can use to work.
8. Sukabumi, West Java
This town – located about 80 kilometers from the capital – is the smallest town in West Java province. The number of population growth is not as high as other cities, so it is definitely very livable for those who are seeking for tranquility after retire.
The entertainment in this town is not far from beautiful scenery, thanks to a number of mountains, beaches and waterfalls. Although it is located close to Jakarta, the air quality in this town is not polluted. Some touristy locations that are often visited by weekenders from Jakarta are Pelabuhan Ratu and Ujung Genteng.
In terms of access to get daily necesities, it will not be a hassle because the infrastructure in Sukabumi is quite good with decent public transportation and zero traffic jam.
9. Surakarta (Solo), Central Java
The hometown of Indonesia’s President Joko Widodo saves a lot of cultural history. With similar characteristics to Yogyakarta, the city is known as the center of development and preservation of Javanese culture, such as batik and gamelan. As we know, Javanese is the majority ethnic in Indonesia.
Residents of Solo are known as friendly and soft-spoken people, so it may takes a while to adjust to the mindset and the way local people interact with one another.
In your spare time, you will have plenty of opportunities to enjoy “Wedangan” – the activity of selling food and drinks at the roadside at night, or learn how to batik, or go for photo hunts to the nearest attractions, e.g. Borobudur and Prambanan Temple.
10. Bandung, West Java
Spend your retirement days by walking in the parks. Bandung has lots of public parks you can enjoy. The natural condition makes the city clean and fresh enough.
If you spend your retirement days in Bandung, maybe your children or grandchildren can live together. You don’t need to worry about their education. In Bandung, some of the famous schools and university can be their target.
It’s not hard to find place to love in Bandung. Interestingly, the tax in this city is not too high. Besides, land in Bandung is still fertile. You can enjoy your retirement days by planting your own vegetable for your daily consumption. It’s healthier this way.
And definitely, the hospitality of the people can make you feel more welcome in this city.
Now that you have a glance of the kind of retirement you want, do not wait to prepare your pension fund. That way you can relax in your old days without having to be a burden for your children and grandchildren.
FOI can assist you in obtaining an Indonesian retirement visa . If you are interested, please complete the form below.